Wells Fargo Bank, N.a.

Ashutosh Verma

Naveen Gururaja Yeri

Rameshchandra Bhaskar Ketharaju

Vinothkumar Venkataraman

Manak Suri

Mayuri Chaubey

Sitara Kumbale

Vinayak Sodar

Yang Yang

Manpreet Singh

Matt Hord

Paul Davis

Ananth Kendapadi

Tyler Case

Nihar Swain

Divakar Vijayan

Shitiz Gupta

Debashis Ghosh

Shuvam Sengupta

Vinoth Venkataraman

Ramesh Babu

Ramesh Kempanna Babu

Systems, apparatuses, methods, and computer program products are disclosed for device connectivity-based authentication. An example method includes receiving, from a first device, an authorization request associated with a first action. The example method also includes receiving a current connectivity dataset from the first device which indicates one or more devices detected by the first device to be in communication with the first device. The example method also includes comparing the current connectivity dataset with a reference connectivity dataset. The example method also includes determining, based on the comparison, whether the current connectivity dataset and the reference connectivity dataset satisfy a predefined similarity threshold. The example method also includes authorizing, in an instance in which the current connectivity dataset and the reference connectivity dataset satisfy the predefined similarity threshold, the first device to perform the first action.

Systems and methods for device connectivity-based authentication

Systems, apparatuses, methods, and computer program products are disclosed for simultaneous multifactor authentication. An example method includes simultaneously receiving, by communications hardware and in response to a first authentication request, a plurality of authentication factors associated with an individual via a plurality of channels. The example method further includes performing, by an authentication engine, a verification operation that evaluates the plurality of authentication factors in parallel. The example method further includes authorizing, by the authentication engine, the one or more actions based on a successful outcome of the verification operation.

Systems and methods for simultaneous multifactor authentication

Systems, apparatuses, methods, and computer program products are disclosed for regulating data communication. An example method includes receiving, by transaction circuitry, a communication request and identifying, by data collection engine and based on the communication request, a set of security parameters. The example method further includes determining, by security analysis engine and based on the set of security parameters, a security score associated with the communication request and in an instance in which the security sore fails to satisfy a security requirement, determining, by the security analysis engine, one or more security actions based on the security score and performing, by the transaction circuitry, the one or more security actions. The example method further includes routing, by data regulation engine and based on a configuration table, a transaction associated with the communication request to a compliant communication channel.

Systems and methods for regulating data communication

An example method includes receiving and preprocessing a query request prior to execution of a query. Through preprocessing, a probability that execution of the query would yield a result set similar to at least a portion of results stored in a repeated query result repository is obtained. In response to the probability satisfying a probability threshold, a portion of results is retrieved from the repository. The example method further includes causing transmission of a response to the query request, the response comprising the portion of results.

Systems and methods for reducing computational resource usage in a query-based data access system via a repeated query results repository

Systems, apparatuses, methods, and computer program products are disclosed for managing operation of a distributed system that provides computer-implemented services. An example method includes collecting, via an out-of-band stream, sensor data from a plurality of temperature sensors positioned to infer temperatures of components of a distributed system. The example method further includes inferring, using the inferred temperatures, power consumption rates for performing respective actions with each of the components. The method further includes obtaining an action request and selecting, based on the inferred power consumption rates, a particular component of the components to perform an action to service the action request, the selection being made with a preference to reduce power consumption for performance of the action. The method further includes performing, with the particular component, the action to service the action request, the action resulting in updated computer-implemented services being provided by the distributed system.

Systems and methods for managing power consumption of a distributed system

An example method includes detecting, by context analysis circuitry, occurrence of a triggering condition. The example method also includes scheduling, by context analysis circuitry and based on the occurrence of the triggering condition, retraining of a model. The example method also includes generating, by data grafting circuitry and in response to scheduling the retraining of the model, a context-relevant training data set based on a target context vector. The example method also includes retraining, by model training circuitry, the model using the context-relevant training data set to mitigate deterioration of performance of the model.

Systems and method for data grafting to enhance model robustness

Systems and methods for data grafting to enhance model robustness

Systems, apparatuses, methods, and computer program products are disclosed for mitigating deterioration of modeling system performance. An example method includes detecting, by context analysis circuitry, occurrence of a triggering condition. The example method also includes determining, by context analysis circuitry and in response to detecting the occurrence of the triggering condition, a destination modeling solution based on a regime strategy for the modeling system. The example method also includes switching, by regime deployment circuitry and based on the regime strategy, from a source modeling solution to a destination modeling solution.

Systems and methods for using regime switching to mitigate deterioration in performance of a modeling system

An automated teller machine ('ATM') receives, from a user computing device via a first wireless communication session, a unique transaction identifier (“UTN”). The ATM transmits the UTN to a bank computing system via a network. The ATM receives, from the bank computing system responsive to transmitting the UTN, transaction details and a first security code associated with the UTN. The ATM receives, from the user computing device via a second wireless communication session, a second security code. Responsive to determining that the first security code matches the second security code, the ATM processes a transaction in accordance with the transaction details.

Contactless user authentication and authorization

A voice communications computer system ('VCCS') receives a ring signal from a call device having unverified device identification data. The VCCS identifies an audible frequency component and an electronic frequency component of the ring signal. The VCCS identifies a device identification characteristic or a geographic location characteristic based on the audible or electronic frequency components, and identifies a stored identification characteristic associated with the device identification data. Based on a comparison of the stored identification characteristic with the device identification characteristic or geographic location characteristic, the VCCS generates fraud estimation data. In some cases, the VCCS generates call status data based on the fraud estimation data. The VCCS provides the fraud estimation data or the call status data to a user interface device, which is configured to display data or perform a call action for a call associated with the ring signal.

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Bengaluru, India

Ashutosh Verma