Block, Inc.

Square, Inc.

Advanced Micro Devices Corporation

Ashutosh Sham Dhodapkar

Kyle Fletcher

Ayokunle Omojola

Dino Dai Zovi

Brian Grassadonia

Gene W Shen

Michael G Butler

Michael Butler

Shayne Oliver

Kuldeep Amarnath

Data card

In one embodiment, techniques include a payment service computing platform associated with a payment service and methods performed thereby. Techniques include receiving, from a first electronic device of a first user, an instruction to associate a token corresponding to a matrix barcode with an action involving a first account. Techniques include associating the token with the action and the first account. Techniques include receiving, from a second electronic device of a second user, the token and a first set of contextual information. Techniques include identifying the action based at least in part on the token and the first set of contextual information. Techniques include causing a user interface to be displayed on the second electronic device, including interface elements for collecting payment information from the second user. Techniques include initiating the payment to the first user based on the payment information.

Context-based actions from matrix codes

A payment service system receives a transaction instrument identifier of a transaction instrument, and associates the transaction instrument with an account associated with a first user. The system identifies rules that identify whether to request authorization from a second user to process respective transactions that involve the transaction instrument and that are associated with one of a set of transaction types. The system receives a transaction indication indicating a request to use the transaction instrument for a transaction. The system determines, based on information about the transaction and the one or more rules, that the transaction is categorized into a first transaction type. The rules indicate that the authorization from the second user is to be requested for the first transaction type. The system receives an authorization to process the transaction from a user device associated with the second user, and automatically facilitates processing of the transaction.

Profile association and transaction authorization based on transaction type

In one embodiment, techniques include a method of handling transactions for a pack of security assets. The method includes identifying a subset of a set of security assets for inclusion in the pack of security assets to be recommended to a user based on an analysis of one or more criteria associated with the user. The method includes causing an electronic device to display a user interface to facilitate a purchase of the pack. The method includes, in response to determining a user selection corresponding to a request to purchase the pack and a specified value of currency: calculating a number of base units of each security asset based on the existing value of a base unit of each security asset, including a fractional portion of the base unit; and assigning, for each security asset, ownership of the calculated number of base units of each security asset to the user.

Security asset packs

Technology is described for providing and using a thermo-sensitive payment card. An example payment card comprises a card substrate and a personalization layer overlaying the card substrate. The personalization layer includes a first region and a second region surrounding the first region. The first region includes an account number associated with an account of a user, and the account of the user is maintained by a payment service system that issues the payment card. At least one of the first region or the second region comprises a thermochromic ink such that application of heat to the first region or the second region having the thermochromic ink causes a change in color of the personalization layer so as to reveal the account number.

Thermo-sensitive payment card

A method for designing and constructing a thin programmable dynamic credential card is disclosed. The thin programmable dynamic credential card may comprise multiple layers, including a top surface layer containing an opening through which a graphical display system below the top surface layer can be viewed. The graphical display system is configured to present at least one coded image. The at least one coded image is determined based at least in part on context data associated with a context of the programmable credential card.

Systems and methods for constructing programmable credential and security cards

Green data card

In one embodiment, a method includes associating, by a payment service and in a datastore maintained by the payment service, interactions with a matrix barcode with an action by the payment service involving a first account associated with a first user of the payment service. The matrix barcode corresponds to a claimable token stored in the datastore. The method includes receiving, by the payment service and from a computing device of a second user of the payment service, an indication that the computing device has interacted with the matrix barcode corresponding to the claimable token. The method includes identifying, by the payment service via the datastore, the claimable token associated with the matrix barcode. The method includes initiating, by the payment service and based on the claimable token, the associated action involving the first account.

Dynamic actions from matrix codes

A payment service generates multiple user profiles, each profile associated with a different user. Each user profile may be linked to multiple transaction cards and multiple numerical balances. Multiple transaction cards can be linked to a same numerical balance&#x2014;even if the cards are from different user profiles. Restrictions, such as transaction type blacklists and whitelists or parent/guardian permission relationships, can be placed on particular numerical balances, or on access to particular numerical balances by particular cards. Numerical balances and transactions using particular cards may be tracked using user profiles with access to those cards and numerical balances.

Profile generation and association with multiple transaction cards contemporaneously

In one embodiment, a method includes identifying, by a payment service, a plurality of security assets for inclusion in a pack of security assets. A value of the pack of security assets may be determined based on weighted values of a base unit of each of the security assets. Information may be sent to a first user's client device to display a user interface to purchase the pack of security assets. In response to receiving a purchase request in a specified amount, the payment service may calculate, for each of the security assets in the pack, the base units of the security asset based on the respective assigned weight and the value of a base unit of the security asset. Finally, for each of the security assets in the pack, ownership of the calculated number of base units of the security asset may be assigned to the first user.

Growing community of inventors

Fremont, CA, United States of America

Ashutosh Sham Dhodapkar