United Services Automobile Association (usaa)

Other

Ashley Raine Philbrick

Ryan Thomas Russell

Yevgeniy Viatcheslavovich Khmelev

Eric David Schroeder

Nathan Lee Post

Manfred Amann

Oscar Guerra

Justin Dax Haslam

Emily Margaret Gray

Robert Wiseman Simpson

Michael J Maciolek

Donnette Moncrief Brown

Bobby Lawrence Mohs

Janelle Denice Dziuk

Brian Francisco Shipley

Daniel Christopher Bitsis, Jr

Qunying Kou

Ruthie D Lyle

Courtney St Martin

Andre Rene Buentello

Jose L Romero, Jr

Meredith Beveridge

Bryan J Osterkamp

Carlos J P Chavez

William Preston Culbertson, Ii

David Patrick Dixon

Jeffrey Neal Pollack

Snehal Desai

Kelly Q Baker

Stacy Callaway Huggar

Gregory Brian Meyer

Gabriel Carlos Fernandez

Sumita T Jonak

Gregory David Hansen

Mark Anthony Lopez

Rachel Elizabeth Csabi

Deborah Janette Schulz

Michael Jay Szentes

Garrett Rielly Rapport

Ravi Durairaj

Nolan Serrao

Carlos Jp Chavez

Joel S Hartshorn

Pooja Krishnaswamy

Christopher M Russell

David Joaquin Harris

Meredith Beveridge Lecocke

Quian Antony Jones

Theresa Marie Matowitz

Curtis Mark Bell

Noemy Diosdado

Will Kerns Maney

Sean Carl Mitchem

Paula Ann Whittington

Charise Renee Whitaker

Valerie Ann Roth

Pragya Kamal

Justin M Jackson

Cory A Matheson

David M Jones, Jr

Zachery C Lake

Sacha Melquiades De'Angeli

Stephen Seyler Aultman

Donna Moncrief Brown

Alexis Maldonado

Micah Ray Pearce

Noe Alberto Martinez

Donnette L Moncrief Brown

Nina Schuessler

Bharat Prasad

Reynaldo Medina, Iii

Victor Kwak

Timothy Blair Chalmers

Jennifer Hunt Erickson

Robert Lee Black

Jeanie Graciela Lopez

Thomas Wayne Schwarz, Jr

Edward Manuel Alonzo, Iii

Sayeef Rahim

Matthew Robert Byrd

Mounica Urity

Emily Kathleen Krebs

Jon Daniel McEachron

Martha Rodriguez Hathorn

Nina Cooper

Jon D Mceachron

Soon Fatt Hoo

Brian J Osterkamp

Sarah Van Auken Shaw

Noe Albert Martinez

Ravi Durairai

A method and system for securely communicating with third parties who are authorized to control access to funds in a banking account held by a financial institution is disclosed. The method and system are particularly useful when the third party does not have direct access to account controls (for example, through a secure web portal or a secure banking application). While joint account holders, or other authorized users, of the banking account may communicate directly through an account management service, communication with the third party is mediated using a separate messaging service, such as a short messaging service (SMS). An authorization token may also be used as part of the approval process.

Communications methods and systems for secure account fund transfer using a third party

A system may include a router that may receive a plurality of data packets from one or more devices that communicatively couples to the router. The system may also include at least one processor that identifies an identity of a device based on a data packet received by the router from the device, generate an insurance policy that includes the device in response to identifying the identity of the device, and sends a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

Systems and methods for detecting items at a property

A computer may generate a temporary digital wallet containing one or more anonymous payment tokens and transmit the temporary digital wallet to a user device of a user. When the user provides an anonymous payment token of the one or more anonymous payment tokens to a point of sale (POS) system, the computer may receive from the POS system or other systems connected thereto, a request to authorize payment for the anonymous payment token. The request to authorize payment may also include an amount to be paid by the user to the POS system. Using the anonymous payment token, the computer may retrieve a user account and determine that the user account has sufficient funds for the transaction. Based upon the determination that the user account has sufficient funds, the computer may transmit an authorization confirmation back to the POS system or any other system that the authorization request originated from.

Systems and methods for generating and utilizing temporary digital wallet

A method may include receiving, by a software application that may execute on a mobile device associated with an individual operating a vehicle, operational data associated with operation of the vehicle. The method may also include predicting, by the software application, one or more activities that the individual is expected to perform with respect to operation of the vehicle based at least in part on the operational data, and providing, by the software application via the mobile device, an indication of a recommendation to perform the one or more activities.

Systems and methods for providing real-time feedback based on operational data

A system and method for detecting deviations in building structures over time is disclosed. The system and method use range images of buildings captured using range imaging cameras (for example, time-of-flight cameras) to construct 3D models with sufficient resolution to detect deviations in structures that may not be obvious from looking at only photographic images. The system can also use augmented reality to project parts of a 3D model over photographic images of a structure to facilitate easy inspection of the structure.

System and method for detecting deviations in building structures using reconstructed 3D models

Embodiments described herein disclose methods and systems for community item distribution. In some implementations, the community item distribution system includes a platform for users to post information regarding items they want to share with the community. The community item distribution system can categorize the information and establish donation parameters for the shared items. The donation parameters can include where and when items can be donated or retrieved, what types of items can be donated, and who can request the donated items. In some cases, the community item distribution system can generate a user interface listing the available items that users can request. Upon request of an item, the community item distribution system can schedule a drone to transport the item, in a secured container with ultraviolet lights to disinfect the item, from the storage location to the delivery location.

Drone-based community pantry

Embodiments are described herein for a teller check that includes enhanced security features. In response to a request from a user, a teller check image is generated using a check template and that includes check information in fields of the check template. The teller check also includes a unique visible pattern or unique visible picture in the image that serves as an enhanced security feature. A captured image or received image of the teller check is able to be verified based on data extracted from the unique visible pattern or unique visible picture.

Virtual teller check system

Security and safety configurations for drone delivery

A system configured to monitor a condition of a fluid conduit includes a leak detection sensor assembly having a first electrical conductor and a second electrical conductor positioned on the fluid conduit. The system also includes one or more additional sensor assemblies positioned on the fluid conduit. The system further includes a controller configured to determine a presence of a leak along the fluid conduit in response to a resistance of a leak detection electrical circuit formed by the first electrical conductor and the second electrical conductor indicating that the leak detection electrical circuit is closed and data from the one or more additional sensor assemblies indicating the presence of the leak along the fluid conduit.

Systems and methods for detecting conditions of a fluid conduit

A payment card may include a physical encoder integrated into a card body of the payment card. The physical encoder encodes data unique to the payment card and enables a point-of-sale system to read the data unique to the payment card to facilitate a transaction. The payment card may also include an electronic display integrated into the card body. The payment card may further include a card computing system integrated into the card body and having one or more processors that are configured to receive account information related to an account associated with the data unique to the payment card and to instruct the display to display the account information for visualization by a user of the payment card.

Systems and methods for displaying information on a payment card

A method of determining a physical location for an address. The method includes receiving from a first global positioning system on a vehicle a first set of global positioning data indicative of a vehicle location. The method may also receive from a second global positioning system on a portable electronic device a second set of global positioning data indicative of a portable electronic device location. The method may also receive a set of location metadata associated with a picture. The method determines a residence location from the first set of global positioning data, the second set of global positioning data, or the set of location metadata. The method then associates the physical location to the address.

System and method for determining physical locations of addresses

A gaze detection and application system can determine gaze points for user gazes, determine the contexts of gaze points, and customize contents on display devices, such as by making them visible. The gaze detection and application system can use camera devices to determine a display point (the 'gaze point') corresponding to where a user is currently gazing at in real-time on a display device. In some implementations, the gaze detection and application system can determine whether the gaze point is in proximity to sensitive contents hidden on the display device. The gaze detection and application system can identify subjects within a camera frame and can determine whether the identified subjects are permitted to access the sensitive contents. If the subjects are permitted, then the gaze detection and application system can make the sensitive contents visible on the display device.

Gaze detection and application

An all-in-one multi-access device that provides access points for opening doors, using credit cards, obtaining and displaying tickets, storing information and other applications. The device may include one or more biometric sensors that ensure that it could only be used by an authorized person. In addition to providing keyless entry, the all-in-one multi-access device may also include a digital screen that can display information for credit cards, concert tickets, and airline tickets. In some embodiments, the device may include a magnetic strip and/or a chip to maintain backwards compatibility with older devices, such as magnetic strip readers and chip readers.

All-in-one multi-access wireless devices

Systems and methods ingest extensive data regarding real-time transactions to determine correlation between a variety of parameters and possible fraud events. Possible fraud can be predicted, and notifications delivered to a fraud team. Correlations can be discovered using unsupervised machine learning, and particular systems and methods can utilize natural language processing to both receive and provide information concerning fraud risk and countermeasures.

Fraud detection using augmented analytics

A method and system of providing users with microlocation-specific configuration modes during access of an application. The system identifies tokens based on sensor data during each application access session and triggers the change in configuration based on detection of specific tokens associated with a particular microlocation. The various configuration modes can be used to alter audio, display, and other settings for the application.

System and method for microlocation-based with tokenized virtual dynamic software applications (app) experiences

Growing community of inventors

San Antonio, TX, United States of America

Ashley Raine Philbrick