Wells Fargo Bank, N.a.

Ashleigh Raynes

Dennis Emmanuel Montenegro

Darren M Goetz

Dominik Vltavsky

Margaret S Honeycutt

Pankaj Parekh

Keith Clithero

Systems, methods, and computer-readable storage media for automated teller machine (ATM) recycling and merchant operations. One method includes receiving, via a communication session from a user device, a merchant voucher distributed by a merchant, and initiating an ATM session. The method further includes determining a value of the merchant voucher, and presenting, via a display interface of the ATM, a request for the determined value. The method further includes receiving a deposit regarding the determined value of the merchant voucher, and converting the merchant voucher to at least one of a token or a code, the at least one of the token or the code being embedded with an indicator regarding the determined value, information regarding the merchant voucher, and a unique identifier. The method further includes transmitting, to the user device, the at least one of the token or the code, and updating a ledger of the merchant.

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Charlotte, NC, United States of America

Ashleigh Raynes