Yahoo! Inc.

Jpmorgan Chase Bank, N.a.

Ashish Baldua

Qi Lu

Thomas Joshua Shafron

Lisa Marie Bruggeman

Jasper Angus Malcolmson

Andy Bodart

Gustavo Both Bitdinger

Kenneth Ivar Kronquist

This invention discloses a novel system and method for implementing an electronic customer loyalty rewarding service that awards credits for continued patronage of a vendor, where the credits can be spent at the vendor or with other vendors that participate in the service. The disclosure further includes an embodiment where the system automatically calculates a discount voucher deal for a vendor with a guarantee spend amount per customer that uses the voucher. The system automatically trades these transactions in order to either electronically pay the guarantee or collect a commission on the overspend above the guarantee.

Method and system for managing a customer loyalty award program

A method of modifying an Internet browser interface to provide shopping assistant functionality facilitating on-line shopping at a supported merchant Internet site. A wallet created in accordance with the present invention comprises a database having various user data stored therein under certain predetermined field names. A supported merchant data file identifies a plurality of supported merchants and enables the modified browser interface to determine when a shopper has navigated to a supported merchant web site. For each supported merchant, a rules and mapping file is created that may be used in connection with the wallet to map user-provided information in the wallet to corresponding fields in the merchant's check-out web page. When a user navigates to a supported merchant web site and desires to purchase merchandise and/or services from that merchant, the wallet automatically fills out the merchant's check-out web page(s), thereby simplifying on-line shopping and particularly, the check-out process.

Method and system of facilitating on-line shopping using a downloadable toolbar

A method and system of adding functionality to an Internet browser interface. In one embodiment of the present invention, the added functionality may facilitate automatic login to a web site using an Internet browser. In another embodiment, the added functionality may enable the user to perform various tasks using the Internet browser such as, by way of non-limiting example, performing various tasks required to navigate one or more web pages, or to retrieve information desired by the user from one or more web pages or web sites.

Method and system of facilitating automatic login to a web site using an Internet browser

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San Jose, CA, United States of America

Ashish Baldua