The Toronto-dominion Bank

Synaptive Medical (barbados) Inc.

Synaptive Medical Inc.

Arun Victor Jagga

John Jong-Suk Lee

Milos Dunjic

Arthur Carroll Chow

David Samuel Tax

Perry Aaron Jones Haldenby

Anthony Haituyen Nguyen

Adam Douglas McPhee

Dino Paul D'Agostino

Vipul Kishore Lalka

Martin Albert Lozon

Sarabjit Singh Walia

Jeffrey Aaron Ecker

Dean C N Tseretopoulos

Rakesh Thomas Jethwa

Denny Devasia Kuruvilla

Peter Horvath

Steven Gervais

Matta Wakim

Paige Elyse Dickie

Yubing Liu

Casey Lyn Doyle

Kyryll Odobetskiy

Robert Alexander McCarter

Het Anand Patel

Nasim Sarir

Armon Rouhani

Nadia Moretti

Ashkan Alavi-Harati

Ekas Kaur Rai

Peter John Alexander

Gregory Albert Kliewer

Keith Sanjay Ajmani

Kareem El-Onsi

Edward James Hood

Peter Glen Nairn

Adrian Bloy

Bryan Michael Gleeson

Daniel Lam Tin Cheung

Dean Tseretopoulos

John Michael Collinson

Christopher William Cooney

Ryan Edmund Vekeman

Connie Maun-Fong Chan

Russell Voutour

Marie-Julie Demers

Edward Robert Lucas Lounsbury

Dino Paul D'agostino

Adam Douglas Mcphee

John Jong Lee

Siu Wai Jacky Mak

Igor Elkhinovich

Dmitri Rabinovich

Sebastien Forget

Cameron Anthony Piron

Michael W Van Eesbeek

Eric Paul Kaiser, Jr

John Jong Suk Lee

Murugathas Yuwaraj

Michael Wood

Kushank Rastogi

Harjot Singh Panag

Robert Kyle Miller

Gregory Richard Harper

Stephen John McCann

Rajeev Kumar Gandhi

Maryam Karbasi

Aaron Stuart

Kamana Tripathi

Ruby Walia

Sébastien Forget

Edward Robert Lounsbury

Siu Wai Mak

Gal Sela

Thanh Vinh Vuong

Michael Frank Gunter Wood

Kai Michael Hynna

Fergal Kerins

Kresimir Franjic

Darius Braziunas

Richard Thomas

Sangeeta Mathew

John William Thomas

Diane Lee

Simona Heath

Sophia Dhrolia

John John-Suk Lee

Mark Ierullo

Andrew Ostos

Michael W Van Eesbeck

Milo Dunjic

Ling Tao

Alexander Kiriakou

Jonathan David Almanza Ahumada

Laird Jerome Hercules

Eric Paul Kaiser

Dean C Tseretopoulos

Robert Alexander Mccarter

Computer-implemented systems, apparatuses, and processes that dynamically implement and manage hash-based consent and permissioning protocols. By way of example, an apparatus may obtain consent data that identifies one or more elements of data accessible to an application program executed by a device. The apparatus may generate a consent document for the application program based on at least a portion of the consent data, and may compute a consent hash value representative of the consent document. The apparatus may also generate and transmit permissioning data that includes at least the consent hash value to the device. The permissioning data may, for example, include information that instructs the executed application program to store the consent hash value within a local memory of the device and to associate the consent hash value with an access token of the executed application program.

Dynamic implementation and management of hash-based consent and permissioning protocols

The disclosed exemplary embodiments include computer-implemented systems, devices, apparatuses, and processes that dynamically implement and manage consent and permissioning protocols using container-based applications. By way of example, a device may receive, through a programmatic interface, a first request for an element of data generated by an executed application program. When the first request is consistent with consent data associated the executed application program, the device may obtain the requested data element and a digital signature applied to the requested data element by a computing system. Based on a verification of the applied digital signature, the device may generate and present a representation of the requested data element within a digital interface, along with an interface element that confirms the verification of the digital signature.

Dynamic management and implementation of consent and permissioning protocols using container-based applications

A computer system for provisioning a data transfer method is disclosed, comprising a processor, and a communications module and a memory coupled to the processor. The memory stores instructions that, when executed by the processor, cause the computer system to: receive a provisioning request for a data transfer method; send, to a server associated with the data transfer method, a request, based on the provisioning request, for assignment of a data transfer identifier; receive, from the server, the data transfer identifier responsive to the request for assignment of the data transfer identifier; obtain a data transfer token corresponding to the data transfer identifier by: sending, to a token service provider, a request for the token comprising the data transfer identifier; receiving, from the token service provider, a data transfer token in response to the request for the token; and, send a reply to the provisioning request comprising the token.

System and method for provisioning a data transfer application

The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.

Smart chip card with fraud alert and biometric reset

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems and unrelated, third-party applications operating within a computing environment. By way of example, the apparatus may receive a request for an element of data that includes an access token and first credential data associated with an application program. When the first credential data corresponds to second credential data associated with the application program, may determine that the requested data element is accessible to the application program and perform operations that validate the access token. Further, and based on the validation of the access token, that apparatus may obtain and encrypt the requested data element, and may transmit the encrypted data element to a device via the communications interface.

Managing third-party access to confidential data using dynamically generated application-specific credentials

The disclosed embodiments include computer-implemented systems, apparatuses, and processes that automatically generate and provision notification data to a dynamically selected set of network-connected devices operating within a computing environment. For example, an apparatus receives a first signal including first information identifying first data exchanges initiated during a first temporal interval and compute, based on the first information, an expected value of a parameter of the first data exchanges during a second temporal interval. When the expected parameter value is inconsistent with a target parameter value, the apparatus loads, from a storage unit, second information characterizing a second data exchange capable of initiation during the second temporal interval, and generates and transmits a second signal, via the communications unit, to a client device disposed that is disposed proximate to a predetermined geographic position and that exhibits a first device characteristic associated with the second data exchange.

Automatic generation and provisioning of notification data to dynamically selected network-connected devices

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that securely track, manage, and provision elements of interaction data within a computing environment in accordance with encrypted permissioning data recorded onto a permissioned distributed ledger. For example, an apparatus may obtain query data that includes an identifier of a computing system and a query term, and access one or more ledger blocks of a permissioned distributed ledger that include encrypted permissioning data and interaction data. The apparatus may decrypt the encrypted permissioning data using a master cryptographic key of a centralized authority. Based on a portion of the decrypted permissioning data associated with the identifier, the apparatus may determine that a portion of the interaction data is associated with the query term and consistent with an access permission of the computing system, and transmit response data to the computing system that includes the portion of the interaction data.

Secure management and provisioning of interaction data using permissioned distributed ledgers

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.

Generation and provisioning of digital tokens based on dynamically obtained contextual data

The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems that maintain confidential data and unrelated third-party applications. By way of example, an apparatus may obtain interaction data that identifies an interaction between an application program executed at a first computing system and a programmatic interface of a second computing system. Based on the interaction data, the apparatus may generate outcome data characterizing a probability that the requested access to the data element is inconsistent with an access permission granted to the executed application program, and may modify the access permission in accordance with the outcome data. The apparatus may also perform that generate permissioning data indicative of the modified access permission and that store the permissioning data within a locally accessible or cloud-based repository.

Dynamic management of consent and permissioning between executed applications and programmatic interfaces

A session data processing network includes a POS terminal and at least one computer server. The POS terminal is configured to establish a secure communications session with a communications appliance, receive session data from the communications appliance via the communications session, extract a ledger identifier and a token from the session data, transmit an authorization request message and a rewards request message to the server. The authorization request message includes the ledger identifier and an authorization value. The rewards request message includes the token and requests a reward of loyalty points to a secondary ledger associated with the token. The server is configured to receive the authorization request message and the loyalty rewards request message, confirm authorization of a transaction in an amount equal to the authorization value from an account associated with the ledger identifier, and transmit to the POS terminal an authorization response message confirming the authorization.

Session data network and method of processing session data

Methods and systems for providing a graphical user interface to a computing device are described. In one aspect, a method includes: providing a first portion of the graphical user interface to the computing device, the first portion of the graphical user interface including an interface element for receiving input through an input interface associated with the computing device; receiving input received at the interface element; determining an eligibility metric based on the input; comparing the eligibility metric to eligibility criteria to determine if a user is likely eligible for a service; and when it is determined that the user is not likely to be eligible for the service, providing, to the computing device, a second portion of the graphical user interface, the second portion of the graphical user interface having a greater completion complexity than a third portion of the graphical user interface, the third portion of the graphical user interface being provided when it is determined that the user is likely to be eligible for the service.

Dynamic user interface control system

The disclosed embodiments include computer-implemented systems, apparatuses, and processes that perform a real-time delegated approval of initiated data exchanges by network-connected devices. For example, an apparatus determines determine a value of a parameter that characterizes an exchange of data and a first data type involved in the data exchange, and generates and transmits a first signal to a communications device associated with a second data type available for use in the data exchange and associated with the first data type. The apparatus receives, from the communications device, a second signal that includes information indicative of an approval of the second data type for use in the data exchange, and in response to the received approval, the apparatus performs the data exchange using the second data type and in accordance with the parameter value.

Real-time delegated approval of initiated data exchanges by network-connected devices

Systems, devices and methods for delivering audible alerts are described. In one aspect, an event for generating an audible alert for a user is detected. In response to detection of the event for generating the audible alert, it is determined whether an authorized audible interface device is within a threshold distance of the user based on a location of the user and a location of one or more authorized audible interface devices. In response to determining that an audible interface device is within the threshold distance of the user, alert instructions for the audible interface device are generated. The alert instructions cause the audible interface device to generate the audible alert in accordance with alert data provided in the alert instructions. The alert instructions are sent to the audible interface device over a wireless network via a communication module.

Systems, devices and methods for delivering audible alerts

Systems and methods are provided that use a trained process to reply to a request comprising query data defining a query and context data defining contextual factors for the query from a device. The query is answered by one or more selected APIs of a plurality of APIs that invoke respective services to prepare a response. The trained process determines an execution plan responsive to the query data and the context data and is configured using training to define execution plans comprising selected APIs where a particular API is selected for the plan if it answers at least a portion of the query and the selected APIs together prepare the response optimized for the device according to the context data. The plan is provided to an execution component to execute the plan using the selected APIs and send the response to the requesting device.

Systems and methods for intelligent responses to queries based on trained processes

A method for authenticating a wearable device is disclosed. The method includes: receiving, from a tokenization service provider (TSP), a signal representing a first code derived by the TSP from decrypting a security token previously provisioned in the computing device, wherein the security token was received at a terminal from the computing device and transmitted to the TSP; obtaining, based on the received signal representing the first code, a device identifier of the computing device and an identifier of an account; querying a device database to verify that the computing device is associated with a first status; verifying that the account is enabled for an operation initiated using the computing device; and transmitting an authorization message to the terminal, the authorization message authorizing the operation.

Systems for enabling tokenized wearable devices

Growing community of inventors

Toronto, Canada

Arun Victor Jagga