Orange

Arnaud Bellee

Antoine Dumanois

A method for implementing a transaction from a mobile terminal, which includes a data-processing module and a security element on which a plurality of transaction modules are stored. Each transaction module is associated with an electronic card and suitable for authorizing a transaction on behalf of the electronic card when activated upon presentation of an associated confidential code. The method includes the security element: (a) receiving a transaction request targeting one transaction module of the plurality of transaction modules; (b) receiving, by an authentication module also stored on the security element, a unique valid authentication code obtained via an interface of the terminal, the authentication module storing the confidential codes associated with each of the transaction modules, and being itself capable of being activated upon presenting the authentication code; (c) activating the targeted transaction module by the authentication module, and transmitting a transaction authorization in response to the transaction request.

Method for securing a transaction from a mobile terminal

A method of verifying identity of a user of an object virtualized in a memory connected to a terminal of the user. The object includes an identification data item, relating to identity of the bearer thereof. The terminal communicates with a virtualization server. The virtualization server obtains the identification data item, transmits it to a validation server having control of the object, obtains a first data item about the user, generates a first verification data item as a function of the first data item, and transmits it to the validation server. The validation server obtains a second data item about the bearer, generates a second verification data item as a function of the second data item, the function being identical to that used to generate the first verification data item, compares the first and second verification data items, and validates the identity of the user based on the comparison.

Growing community of inventors

Baron-sur-Odon, France

Arnaud Bellee