Accenture Global Solutions Limited

Anthony Peter McDougall

Chia Jung Chang

Michael John Simmons

Kenton Dalkeith Jurgs

Gerard Johan Landman

An adaptive user authentication system is disclosed that executes user authentication by verifying user identity using different authentication steps based on a risk score. The risk score enables determining if the requesting user's identity is to be verified. If it is determined that the user identity is to be verified, a sequence of authentication steps is implemented wherein more and more data is collected regarding the user as the user fails to be authenticated at each of the authentication steps. A first authentication step includes a numerical-based authentication step followed by a second authentication step including a live image authentication. If the user fails to be authenticated at either the first or the second authentication steps then a third authentication step to verify the user's passport is implemented.

Adaptive user authentication

A digital content security and communication system is disclosed. The digital content security and communication system may include one or more data stores to manage data within a network, and one or more servers to facilitate operations using information from the one or more data stores. The digital content security and communication system may include an analytics subsystem, the analytics subsystem system comprising a data access interface to receive data associated with a user interacting with an online application, and receive data from a data source. The analytics system may include a processor to: generate an anonymized account for the user based on the data associated with the user interacting with the online application; determine a risk parameter associated with the user; associate the anonymized account with the risk parameter; provide an application commencement option to the user when the risk parameter reaches a predetermined threshold; initiate an online application upon receiving a user response to initiate the application commencement option; and perform additional features and provide new services via a digital application conversation.

Growing community of inventors

Bywong, Australia

Anthony Peter McDougall