Diebold Self-Service Systems Division of Diebold, Inc.

Diebold, Inc.

Diebold Self-Service Systems, Incorporated

Die Old, Incorporated

Anne E Doland

Mark D Smith

Timothy Zajkowski

Tim Crews

Robert Konecny

Judith Edwards

Joseph A McGinley

Charles E Crallie

James Block

Paul D Magee

Donald S Nelson, Jr

David A Barker

Klaus Steinbach

Richard Calvin Lute, Jr

Ray Motz

An automated banking machine is operative to carry out financial transactions and includes a user interface. The user interface includes a card reader which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad through which users input confidential data. Covers prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Cash dispensing automated banking machine system and method

An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine is operative to use an encrypting pin pad to produce screen data usable to generate a visual output on a display screen.

Automated banking machine that operates responsive to data bearing records

An automated banking machine is provided which may comprise a trusted platform (TP) including a trusted platform module (TPM) in a computer of the machine. Through use of the TP, the machine may perform cryptographic functions for use in enabling the machine to perform transaction functions for users. The machine may be operative to use the TP to securely store secret keys, or other critical information in sealed storage on a data store of the machine. The TP may also be used to measure, attest, and verify transaction function devices, hardware devices, firmware, software, and/or other components of the machine prior to enabling the machine to function in an enabled mode. The TP may also be used to establish secure communication between components of the machine. The TP may also be used to perform key transfers between the machine and a host banking system.

Apparatus and method for verifying components of an ATM

An automated banking machine () is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine may include an EPP () that is operative to remotely receive an encrypted terminal master key from a host system (). The machine may authenticate and decrypt the terminal master key prior to accepting the terminal master key. The machine may further output through a display device () of the machine a one-way hash of at least one public key associated with the host system. The machine may continue with the installation of the terminal master key in response to an operator confirming that the one-way hash of the public key corresponds to a value independently known by the operator to correspond to the host system.

Automated banking machine system and method

An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine uses a trusted platform module to measure and authenticate components in the machine prior to dispensing cash.

An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine may also include a button in a chest that is operative to establish secure communication with the cash dispenser.

An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine may generate an operating system account password from separate portions of the password acquired from a portable storage device and a local data store.

A card activated cash dispensing automated banking machine is provided that is operative to send a message to a host banking system, which message includes data representative of a request to transfer an encrypted terminal master key from the host banking system to the automated banking machine. A processor in an encrypting pin pad (EPP) in the automated banking machine is operative to decrypt a received encrypted terminal master key using an asymmetric encryption algorithm with a first private asymmetric key previously stored in the EPP. The EPP is operative to store the terminal master key in the EPP for use with decrypting at least one further key received from the host banking system.

Automated banking machine remote key load system and method

An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine may generate a password for the machine responsive to randomly generated data.

An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine may comprise a trusted platform module in a computer of the machine. The trusted platform module may also be used to establish secure communication between components of the machine such as the card reader.

A cash dispensing automated banking machine that operates in response to data read from user cards includes a cash dispenser, keypad, and a card reader. The card reader is operative to read data bearing records such as user cards that include financial account information. The machine may include an encrypting pin pad (EPP) that is operative to remotely receive an encrypted terminal master key from a host banking system. The machine may authenticate and decrypt the terminal master key prior to accepting the terminal master key using a public key of a certificate authority. The machine may further receive and authenticate a new public for a new certificate authority for use with authenticating further terminal master keys.

Card activated cash dispensing automated banking machine system and method

An automated banking machine () is operative to carry out financial transactions and includes a user interface (). The user interface includes a card reader () which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad () through which users input confidential data. Covers () prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels () are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

Growing community of inventors

Uniontown, OH, United States of America

Anne E Doland