Bank of America Corporation

Anne D Tatham

Milton Santiago, Jr

Christopher Hope

Joshua Barnhardt

Richard M Brewer

Methods for editing a previously approved transmission are provided. Methods may include allocating a portion of memory on a first platform. The allocating may include allocating a details sub-portion for transmission details and allocating an approvals sub-portion for approval details. The method may include writing the transmission details into the details sub-portion. Methods may include writing a plurality of approver identifications into the approval sub-portion. Methods may include transmitting the computer-readable packet to a first approver email address. Methods may include enabling a first approver, associated with the first approver email address, to set an approval bit to one. Methods may include locking the details sub-portion and the approvals sub-portion when the first approver sets the approval bit to one. Methods may include unlocking the details sub-portion and the approvals sub-portion and setting the approval bit to zero when an edit command is received.

Enabler for editing a previously ratified transmission

Apparatus and methods are provided for viewing a check image and selecting a check service to be applied to a check. Check services may include a pay/return decision. The check images may be presented in a carousel view without pop-up windows. The user may import pre-selected check services such as stop payments. Check images may be marked with a status indicator. The status indicator may correspond to a check service applied to the check or a reconciliation error associated with the check. A user may receive notifications of pending expiration of an applied check service. The user may select and apply a check service at any time during a clearing process of the check. User may search for checks and check images based on the check service applied to the check. Search results may include check images and may be transmitted to a requested location such as via e-mail.

Digital image check services

Digital check image shifting in a carousel display

Apparatus and methods for bill integration are provided. Checks issued by a bill-pay vendor may be integrated into a daily issue file and be presented to a user for review. The review may include selecting one or more check service to be applied to a check. The presenting may including marking checks and images corresponding to items received from a bill-pay vendor. Credit card transactions initiated via a bill-pay vendor may be integrated into the daily issue file. Checks received from the bill-pay vendor may be numbered into a range that is not a user-generated range. Bill-pay integration may include just-in-time funding of payments initiated through the bill-pay vendor. The daily issue file may be accessed via a mobile device, and may be filtered based on an entitlement associated with the mobile device.

Growing community of inventors

Charlotte, NC, United States of America

Anne D Tatham