Bank of America Corporation

Angela Cain

Manu Jacob Kurian

Jayachandra Varma

Kevin A Delson

Gilbert M Gatchalian

Saritha Vrittamani

Crystal M Sundaramoorthy

Keesara Himabindu

Systems for dynamic authentication are provided. In some examples, a system may receive a request to process an event. In some examples, the request to process the event may include additional details associated with the event. The system may initiate dynamic authentication functions and may retrieve data from a plurality of sources. In some examples, the data from the plurality of sources may be analyzed using machine learning to dynamically generate authentication data, such as one or more authentication questions. The system may also generate one or more corresponding responses or answers to the one or more authentication questions. In some examples, the one or more authentication questions may be transmitted to a user device or other device and may be displayed to the user. The user may provide authentication response data that may be analyzed by the system to determine whether it matches the generated response or answer. If so, the user may be authenticated and/or the event may be processed.

Intelligent dynamic authentication system

Growing community of inventors

Rowlett, TX, United States of America

Angela Cain