Stripe, Inc.

Andrew Straussman

Jeremiah Clemenson

Albert Koy

Sumeet Bedi

Yiran Gao

Ville-Jalmari Koskela

Devesh Chourasiya

Eric Zhang

Jordan McQueen

Qi Zhang

Katherine Yu

Disclosed herein are methods and systems for a digital platform to manage data related to the movement of assets between accounts. In one embodiment, the platform receives a continuous stream of messages, each indicating a transfer of assets between accounts. The platform verifies the messages to ensure that no digital information is missing. Once a message is verified as complete, the platform generates a liquidity event message to manage the regular transfer of assets between accounts, based on certain conditions (e.g., account balances). The liquidity event message is sent to another part of the platform, known as the liquidity engine, which then carries out the asset transfers as described in the message. Thereby, the workload of receiving, checking, completing, and acting on messages about asset transfers is bifurcated to ensure efficient and controlled movement of assets within the digital platform.

Distributed assets management platform

A method and apparatus for managing liquidity when processing transactions are disclosed. In some embodiments, the method is implemented by a computing device and comprises: receiving data for a plurality of transactions; continuously reading in and aggregating, with an aggregator implemented at least partially in hardware of the computing device, transactions to produce one or more netted currency positions based on a plurality of properties of the transactions and on a plurality of netting constraints; generating one or more tasks, using a trade generator implemented at least partially in hardware of the computing device, to route cash movements as one or more batched fund transfers based on one or more trading policies; and sending the one or more tasks via network communications to one or more entities to execute the batched fund transfers.

Liquidity engine

Growing community of inventors

Plymouth, MN, United States of America

Andrew Straussman