Walker Digital, LLC

Leviathan Entertainment, LLC

Retaildna, LLC

Inventor Holdings, LLC

Ebay, Incorporated

Priceline.com Incorporated

Walker Asset Management Limited Partnership

Groupon, Inc.

Leviathan, Inc.

Andrew Stephen Van Luchene

Jay S Walker

James Jorasch

Daniel E Tedesco

Magdalena Mik Fincham

Dean P Alderucci

Geoffrey M Gelman

Raymond Jay Mueller

Deirdre O'Shea

Jonathan Otto

Russell Pratt Sammon

Andrew P Golden

Keith Bemer

Adam Stevenson

Jose A Suarez

Stephen C Tulley

Robert C Tedesco

Michiko Kobayashi

Matthew D Breitenbach

Joshua D Rogers

Bruce Schneier

John B Dickerson

David H Douglas

George M Marrazzo

Thomas M Sparico

John Andrew Chuprevich

Michiko Koyabashi

Shane J Wahlquist

John M Packes, Jr

Sanjay K Jindal

Robert R Lech

Kathleen M Van Luchene

Charles A Rattner

Ronald E Zepp, Ii

Robert J Anderson

Anna Rath

Joshua D Rodgers

Jonothan Otto

Ian Levitan

John Shepardson

Shane Whalquist

John C Caine

A virtual environment in which players are able to enter into financial transactions which result in a financial obligation such as a debt. If a player defaults on a debt, the debts may then be sold or otherwise transferred to a virtual collection agency, which may be able to mete out a consequence to the defaulting player. Alternatively, the consequence may be meted out by the game server or other entity.

Collections in a virtual environment

A system for managing a purchase agreement, including: a memory element for at least one specially-programmed general purpose computer for storing an artificial intelligence program (AIP) and a purchase agreement between a customer and at least one business entity, the purchase agreement including at least one requirement regarding at least one retail transaction between the customer and the business entity; a processor in the specially-programmed general purpose computer for: compiling a purchasing history for the customer with respect to the business entity and the purchase agreement, the memory element for storing the purchasing history, and modifying, using the purchasing history and the AIP, the at least one requirement to increase revenue or profitability of the business entity; and an interface element in the specially-programmed general purpose computer for transmitting the modified at least one requirement for presentation to the customer.

Self learning method and system for managing a group reward system

A system including: a memory element for storing an artificial intelligence program (AIP); an interface element for receiving, from a wireless communications device (WCD), a first portion of an order; and a processor for generating, using the AIP, an offer in response to items or services in the first portion of the order. The interface element is for transmitting the offer to the WCD and receiving, from the WCD, a second portion of the order. The processor is for modifying, using the AIP, the offer in response to items or services in the first and second portions of the order by adding or modifying items, services, or incentives. The interface element is for transmitting the modified offer to the wireless communications network for transmission to the WCD.

Self learning method and system to provide an alternate or ancillary product choice in response to a product selection

Systems, methods and apparatus are presented for facilitating account-based transactions. In an embodiment, the method includes associating a first person with an account, associating a second person with the account, receiving a request from a third party to authorize a transaction between the second person and the third party, determining a first communication address of the first party, and contacting the first party. The process also includes determining that the first person desires to communicate with the second person, determining a second communication address of the second person, initiating a communication between the first person and the second person, and receiving a signal from the first person that authorizes the transaction or declines the transaction.

System and method for facilitating account-based transactions

A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription may be established after receiving information that identifies a product. Terms of a subscription for the product are established, such as a frequency and a duration of the subscription.

Method and apparatus for managing subscriptions

According to an embodiment, a video game permits valuation of a game environment and/or sharing value in the game. For example, players can buy and sell whole or fractional portions of the revenue sources derived from a particular game environment. The ownership may be represented as debt, stock or as some other allocations mechanism.

Video games with valuation of a game environment

A server or Internet service provider computer selects a soliciting merchant and an outputting merchant based on various factors. In one embodiment, the soliciting merchant is selected is its activity rate (e.g. sales rate) is low. The outputting merchant provides offers for bonuses to customers on behalf of the soliciting merchant. The bonus is provided to the customer in exchange for consummating a transaction with the soliciting merchant. Thus, the soliciting merchant benefits from the increased patronage such offers encourage.

Method and apparatus for defining routing of customers between merchants

In an embodiment, apparatus and methods for video games permit obtaining funding for developing game environments. A variety of possible funding sources are possible, such as venture capital, the issuance of private shares, transforming the game environment into a public company through an initial public offering, or through a follow on offering such as the issuance of common stock, preferred stock, or treasury stock.

Process and apparatus for video game development

Processes and products according to embodiments of the invention include video games with the possibility to obtain funding, such as through venture capital or the issuance of private shares among player characters.

System permitting funded actions in a video game

Video game methods and apparatus permit contracts to be formed and enforced within a video game. Virtual and/or real world obligations, penalties and remedies are available for entities that are parties to or breach contracts or other obligations in virtual contracts.

Agreements in video games permitting virtual and real world penalties obligations and remedies

Products and processes are provided in which an award for a commitment from an entity to post information, via a posting site, at or before a subsequent time is offered to an entity. In response to receiving the commitment, the award is provided to the entity.

Systems and methods to determine a value relating to a post

Systems and methods are disclosed whereby credit and debit card transactions are processed at a merchant point-of-sale terminal in a manner that provides customers the opportunity to receive one or more charge enhancement offers which are presented to the customer on a record of charge.

Method and apparatus for processing credit card transactions

According to various embodiments, a video game allows one or more players to enter contracts, where credit cards or other financial instruments are used to secure the contracts. A player defaulting on such a contract can be subjected to penalties in the video game and/or in the real world.

Management engine for contractual terms in a video game

Systems and methods for storing a transaction history with respect to a business entity, and an incentive regarding a business entity, previously offered to an account. A desired transaction involving a holder of the account and the business entity may be generated based on the transaction history and a metric. An incentive may be generated based on an artificial intelligence program (AIP), the transaction history, and the metric. The desired transaction and the incentive may be transmitted for presentation to a holder of the account.

Method and system to manage multiple party rewards using a single account and artificial intelligence

Growing community of inventors

Santa Fe, NM, United States of America

Andrew Stephen Van Luchene