Jpmorgan Chase Bank, N.a.

Andrew Sloper

Ta-Wei Chen

Gautam Chhawchharia

Howard Spector

Shadman Zafar

Kelly L Dempski

Sih Lee

Scott Hollis Ouellette

Brian J Smyth

Christina E Sheppard

Gavin C Michael

Cedric Ken Wimberley

Tim J Parsey

Ken Wimberely

Laura X Wang

Ken Wimberley

Systems and methods for enhanced mobile device authentication are disclosed. Systems and methods for enhanced mobile authentication are disclosed. In one embodiment, method for electronic device authentication may include (1) a server comprising at least one computer processor communicating a one-time passcode to an electronic device over a first communication channel; (2) the server receiving, from the electronic device over a second communication channel the one-time passcode encrypted with a private key associated with the electronic device; (3) the server decrypting the one-time passcode using a public key; (4) the server validating the one-time passcode; (5) the server generating a device identifier for the electronic device; and (6) the server persisting an association between the device identifier and the electronic device.

Systems and methods for enhanced mobile device authentication

Systems and methods for facilitating payment application provisioning and transacting are disclosed. According to one embodiment, a method for provisioning a token to a third party payment application on a mobile device may include (1) receiving a logon from a customer using a mobile application for a financial institution executed on a mobile device and a device identifier for the mobile device; (2) receiving a request to provision a token for a third party payment application; (3) authenticating the customer using the logon information and the device identifier; (4) provisioning a token for a payment device associated with the customer; and (5) providing the token to the third party payment application for transaction processing.

Systems and methods for facilitating payment application provisioning and transacting

Growing community of inventors

Surbiton, United Kingdom

Andrew Sloper