Bank of America Corporation

Andrew DongHo Kim

Craig Douglas Widmann

Scott Anderson Sims

Dharmender Kumar Satija

Eren Kursun

Michael Joseph Carroll

Jeffrey Brian Bashore

Kolt Bell

Elliot Piatetsky

Sai Kishan Alapati

Brian H Corr

Ronnie Joe Morris, Jr

Jennifer Quillen

Michael E Toth

Stephen M Schneeweis

Holly J Martinez

Aron Megyeri

Tracy R Regehr

Pavan Kumar Reddy Kotlo

Hitesh Shah

Youshika C Scott

Randy J Nelson

James F Stevens

Alex Stapleton

Alvino Sarran

Joel Filliben

Lizabeth Rosenberg

Akhilendra Reddy Kotha

Enrique L Valdez

Shawn Parris Bench

Jeff Zusi

Nicole Ryan

Michael Shih

Christopher J Cooley

The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.

Systems and methods for geolocation security using biometric analysis

Embodiments of the invention are directed to a system, method, or computer program product for cross-channel network security with tiered adaptive mitigation operations. In this regard, the invention is structured for dynamic detection of security events associated with network devices and resources, and triggering real-time mitigation operations across a plurality of resource channels. The invention provides a novel method for employing activity data to construct and implement mitigation actions for de-escalating authorization tiers that are adapted to the specific attributes of the activity data, in order to prevent security exposure associated with the activity. Another aspect of the invention is directed to determining whether to continue the tiered adaptive mitigation actions and/or trigger a security proceed signal.

Cross-channel network security system with tiered adaptive mitigation operations

Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.

System for intrusion detection using resource activity analysis

Embodiments of the present invention provide an innovative system, method, and computer program product for automated device activity analysis in both a forward and reverse fashion. A collaborative system for receiving data and continuously analyzing the data to determine emerging patterns associated with particular user devices is provided. The system is also designed to generate a historical query of user device touch points or interaction points with entity systems across multiple data vectors, and generate system alerts as patterns or potential issues are identified. Common characteristics of data may be used to detect patterns that are broadened in scope and used in a generative neural network approach.

Systems and methods for automated device activity analysis

A system provides resource monitoring and transmitting electronic alerts using event-based triggers. The system may determine, based on a user's identity, that the user requires additional security and monitoring products and/or services with respect to the user's account. In this regard, the system may continuously monitor the user's activity (e.g., to monitor a resource associated with the user account). The system may further define user events which may trigger the transmission of electronic alerts sent to computing devices of the user and/or third parties associated with the user.

System for resource monitoring and transmitting electronic alerts using event-based triggers

The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.

Alternate user communication routing for a one-time credential

A system and methods for alternate user communication routing are described. Unauthorized users are identified and alternate treatments are provided in order to deter unauthorized access and create opportunities for data collection. The use of a varied set of alternate treatments provides an enhanced view of unauthorized user behavior and an increased ability to track future unauthorized user actions by recording various user identity/communication characteristics specific to known unauthorized users. Alternate treatments may be provided randomly based on a set of alternate treatments previously provided to a specific user, or may be varied based on an identified group of unauthorized users presumed to be acting in concert.

Alternate user communication routing

Alternate user communication routing for a onetime credential

Embodiments of the invention are directed to a system, method, or computer program product for generation, deployment, and execution of a one-time abstraction coding network for resource deployment. The system may provide a single use code for a single anonymous resource distribution at any location. The system may provide a user with access to a one-time abstraction code to use to complete a resource distribution for event processing. The system may link to the entity associated with the event to process resource distribution via a system owned resource vehicle for complete anonymity of the user.

One-time abstraction coding for resource deployment

Growing community of inventors

Glendale, AZ, United States of America

Andrew DongHo Kim