Citicorp Credit Services, Inc. (usa)

Visa U.s.a. Inc.

Citicorp Credit Services, Inc.

Andrew D Radlow

Stacy Sweeney Pourfallah

Mary Theresa Taylor

Karen Louise Cervenka

Eran Hollander

The methods and systems disclosed herein attempt to overcome the deficiencies of the conventional methods and systems by providing a prepaid card for reimbursing a healthcare service provider for the cost of providing a patient with a specific healthcare service. A prepaid card can identify a specific healthcare service and can be used by a patient at a healthcare service provider to obtain the healthcare service of administering a controlled substance for which the patient does not have a prescription. The prepaid card can be associated with one or more accounts of third parties who may be financially responsible for reimbursing the healthcare service provider for the cost of providing the controlled substance and/or the specific healthcare service to the patient.

Methods and systems for use of a prepaid payment device for a healthcare service or product

A payment device has identifiers, read in a magnetic strip or visual indicia by a healthcare provider, for an influenza vaccine and an account issued by an issuer to a party (e.g.; a governmental entity) upon which a transaction can be conducted that is limited to administering the influenza vaccine. The healthcare provider sends an authorization request for the transaction for delivery through its acquirer and a transaction handler to the issuer. The issuer uses the identifiers to authorize the healthcare provider to administer the influenza vaccine and to conduct the transaction, and sends an authorization response to the authorization request back through the transaction handler and the acquirer. After the receiving of the authorization response, the healthcare provider administers the influenza vaccine and conducts the transaction on the account for the sale of the service of the administering of the influenza vaccine.

Influenza vaccine administration payment device processing

The methods and systems described herein attempt to provide a card where a consumer can reload the card with additional funds at a point of sale whereby no new or additional hardware is needed, the consumer can have access to the funds immediately, and the consumer does not need to perform any additional steps beyond conducting the transaction at a point of sale. In one embodiment, a method of reloading a prepaid card comprises receiving a prepaid card; receiving information transmitted from the prepaid card; receiving an amount to credit to the prepaid card; generating a request for the credit to the prepaid card, wherein the request comprises an account number of the prepaid card and an indicator in a discretionary field, wherein the indicator provides an instruction to credit the account number with the amount; transmitting the request to an acquirer for verification by the issuer the of the prepaid card; and receiving authorization to credit the prepaid card with the requested amount, wherein the prepaid card is credited with the requested amount at the point of sale terminal.

Growing community of inventors

Oakland, CA, United States of America

Andrew D Radlow