Mastercard International Incorporated

Amyn Mohamed Dhala

Sandeep Malhotra

Alan Johnson

James John Anderson

Corey M Hively

Navjot S Sidhu

Mark N Savoye

Kimberly Lewis Peyton

Dominique Steenbeek

Gregory Coburn

Benjamin Dessy

Alain Delperdange

Brad Dickinson

Karen Randell

Susan Rassbach

Tim Mattingly

A method for application of account and transaction controls on a payment token includes: storing, in a first device of a system, a control profile including a token number and transaction controls; storing, in a second device of the system, a token profile including the token number and a corresponding account number; receiving, at the first device, a transaction message including a data element having the token number and additional transaction data; determining, by the first device, compliance with the transaction controls based on the additional transaction data; transmitting the transaction message from the first to the second device; replacing, by the second device, the token number with the account number in the transaction message; and transmitting, by the second device, the transaction message to a financial institution associated with the account number.

Method and system for universal control account activities

A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.

Method and system for fraud control based on geolocation

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Edison, NJ, United States of America

Amyn Mohamed Dhala