Capital One Services, LLC

Amy Wedmore

Steven Almanzar

Alia Ward

Elliot Brown

In certain embodiments, a current amount of an item available from a network resource may be monitored. Based on the monitoring indicating that the current amount fails to satisfy a first threshold, one or more sources may be identified. The one or more sources may be within a threshold proximity of the network resource, and distances between the one or more sources and the network resource may be determined. One or more requests for the amounts of the item to be transferred from the one or more sources to the network resource within time frames may be generated. For example, the time frames may be based on the distances. The one or more requests may be transmitted to the one or more sources.

Reducing network resource congestion from distributed sourced items

Systems and methods of providing pre-staged transactions via lockers are disclosed. In one embodiment, an exemplary computer-implemented method may comprise receiving a request from a user to perform a pre-staged transaction at a physical location; generating a first token based on the pre-staged transaction; transmitting first token to an app executing on a mobile device associated with the user; assigning a locker from a plurality of lockers positioned within the physical location; receiving the first token from the app executing on the mobile device of the user to initiate access to the locker when the user is within the physical location; authenticating the user based on the first token; transmitting, upon successful authentication of the user, a second token to the app executing on the mobile device; and causing, in response to receiving the second token at the locker, the locker to unlock.

Growing community of inventors

McLean, VA, United States of America

Amy Wedmore