Bank of America Corporation

Amy Baker Folk

Daniel Christopher Bohen

William Thomas Sanders

Shane Anthony Johnson

Paul Martin Mattison, Sr

Shelaine Marie Monkiewicz

Sandra Ruth Maas

Kristen Ellen Asplund

Edward Christopher Mackey

Veralyn Dee Hensley

James Heddleson

Michelle Davis Nichols

Todd Atwood

Felix A Mon

Karren D Grant

Justin Kilgore

Dan Bohen

Mark D Bowser

Grant F Tyler

After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.

Transaction storing and forwarding

A transport carrier (i.e., an armored vehicle or any mode of transportation) may be equipped with cash storage and recycling capabilities. The transport carrier may be equipped to replenish funds as needed and/or pick up a surplus of funds. The transport carrier may be in communication with a financial institution and/or a central server. In some arrangements, the central server may dynamically route the transport carrier to cash handling devices as various locations in order to efficiently meet the needs of the devices and associated clients.

System and method of providing replenishment and pick-up services to one or more cash handling devices

Methods and devices provide mode switching in order to secure cash handling devices. A cash handling device allows a first selection to be input in order to request an exchange transaction. Currency may be inserted into the cash handling device. A display may prompt a user to identify one or more requested denominations of currency. A user may then identify one or more of the requested denominations for the exchange transaction. Elapsed time may be counted after prompting the user to identify denominations. If the elapsed time exceeds a timeout threshold, the transaction may be switched from an exchange transaction to a deposit transaction and the inserted currency may be credited as a deposit into an account. Otherwise, the exchange transaction may proceed and the currency may be provided in the requested denomination.

Mode switching to provide security for cash handling device

Methods and devices provide for blind withdrawal of currency for transportation. A cash handling device may allow a selection for transport withdrawal. The user need not know the amount to be requested for dispensation. At least a portion of the currency in the cashing handling device may be stored in the container. The container may have an identifier (e.g., a barcode, an RFID tag, and the like) on it. The identifier may be stored in a database along with the amount of currency in the container. The database may be stored locally in the cashing handling device or in remote location. At a location to which the container is being delivered, the identifier may be read and used to lookup in the database the amount of currency in the container. The currency in the container may be counted and compared to the amount stored in the database for the identifier.

Blind withdrawal for transportation

A currency handling device may convert a first recycling unit to a holding unit andto receive and store notes unfit for recycled circulation. The currency handling device may reallocate a second recycling unit to store a frequently recycled currency. Thereafter, deposits or withdrawals conducted with respect to the currency handling device may access or store currency in the converted or reallocated recycling units. The frequently recycled currency may be determined based on one or more trends.

Storage module for unfit denominations

Methods and devices allow a handheld order unit to be used with a cash handling device. A handheld order unit may be used by a staff person to enter order information, to display an amount due for the meal or other transaction, to facilitate payment, to print receipts, and to communicate information about the transaction to a cash handling device. The cash handling device may identify the handheld order unit and the assigned user for the unit and determine what financial documents need to be inserted by the user for reconciliation purposes.

Handheld order unit and cash handling device

A method for automatically generating change orders may be performed at a point of sale system. The point of sale system may determine an amount of funds in the point of sale system and whether additional funds are necessary. If so, a change order may be automatically requested from a back office system (e.g., a cash recycler) or a financial institution. The back office system may determine whether it is able to fulfill the change order request and if not, forward the request to the financial institution. In one or more arrangements, a notification that a change order request has been received may be transmitted to a manager or other change order personnel. The change order request and funds delivered to the point of sale system in response thereto may be reconciled with the back office system.

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Charlotte, NC, United States of America

Amy Baker Folk