Jpmorgan Chase Bank, N.a.

Amit Rajwani

Howard Spector

Tuan Q Dao

David Christopher Carey

Mizan Miah

Sangameswara Rao Panchomarthi

Ashok Reddy

Souma Suvra Ghosh

Syed Rizwan Ali

Rajini Kakarla

Systems and methods for conducting person to person (P2P) transactions using points are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for person-to-person reward points gifting may include: (1) receiving, from a bank customer, a request to issue a reward points gift to a gift recipient, the request identifying gift recipient contact information for the gift recipient and a reward points amount; (2) sending a notification to the gift recipient contact information for the gift recipient to log in a gift recipient account to redeem the reward points gift; and (3) transferring the reward points amount to a gift recipient reward points account.

Systems and methods for conducting person to person transactions using reward points

A system and method for observability, dashboard, alerting and pro-active action framework for card authorizations application are disclosed. A receiver receives a payment authorization request message having a predefined first format via a communication protocol TCPIP socket including an application process called socket manager corresponding to a card transaction. A processor operatively connected to the processor via a communication network collects application data from the message in connection with the card transaction; aggregates and stores the application data onto a dynamically allocated shared memory; reads the aggregated application data from the shared memory; stores the application data in an individual transient data queue attached to the socket manager; converts, in response to reading, the predefined first format of the payment authorization request message to a predefined second format suitable for publishing onto a desired messaging platform; and publishes the converted message onto the desired messaging platform.

System and method for observability, dashboard, alerting and pro-active action mechanism

Growing community of inventors

Voorhees, NJ, United States of America

Amit Rajwani