United Services Automobile Association (usaa)

Uipco, LLC

Alexander B Nagelberg

Joseph Gregory Delong

Bradly Jay Billman

Michael Justin Cairns

Hudson Reid Jameson

Maland Keith Mortensen

David Lindley

Shantanu K Tripathy

Brian Keith Anderson

Zachary T Golden

Kevin D Love

Kasey T Moore

Donnette L Moncrief Brown

Nathan Mahoney

Steven James Schroeder

Duane Cash

Bharat Prasad

Gunjan Chandraprakash Vijayvergia

Jess Witman Gingrich

Michael Joseph Gaeta

Donna Moncrief Brown

Michael L Hertz

Joseph Matthew Doddato

Sharon Kay Haverlah

Darrius Jones

Jonathan Huntington Rhea

Methods and systems described in this disclosure electronically notarize a document. The system can receive biometric information from a user, extract characteristics from the biometric information, and compare the characteristics of the biometric information with previously stored characteristics of the user's biometric information. When the characteristics of the biometric information match the previously stored characteristics to a threshold, the system can create an identity of the user using the characteristics of the biometric information. The system can send a document to the user for cryptographic signature and receive an indication that the document has been signed. The cryptographic signature can be generated with a digest of the document, the identity, and a cryptographic key associated with the user. The system can inspect the digest of the document, the cryptographic key, and the identity associated with the document to verify authenticity of the document and the identity of the user.

Virtual notarization using cryptographic techniques and biometric information

A system configured to cause a vehicle to autonomously maneuver to a safe haven during a triggering event includes a communication component configured to receive parameters corresponding with conditions of the triggering event and, based on the parameters and on characteristics of the safe haven, instruct the vehicle to maneuver to the safe haven.

Autonomous vehicle haven seeking system and method

Techniques are described for a method of establishing a wireless ad hoc network using a series of wireless relays deployed in a geographical area where an extreme event has occurred. The deployed wireless relays may form a plurality of links between them to form the wireless ad hoc network where each of the wireless relays may serve as node in the wireless ad hoc network. The wireless ad hoc network may provide wireless services to devices within the geographical area. The wireless relays may be deployed to various locations within the geographical area using a plurality of unmanned aerial vehicles (UAVs) that may receive control commands from a relay control device.

Distributing wireless relays to form an ad hoc wireless network

Methods and systems described in this disclosure are directed to rendering audiovisual (AN) simulation of a disaster situation at a facility by artificially simulating the disaster situation. The disaster situation uses a 3D model of the environment associated with the facility. Embodiments of the disclosed system continuously collect data relating to reactions of one or more users to the simulation model. Upon analyzing the reactions of one or more users to the simulation model, the system provides AN indicators such as an avatar, a virtual teacher, or a virtual user to provide information for responding to the disaster situation. In some embodiments, the simulation model can be customized based on one or more factors, such as an age of the one or users, a skillset of the one or more users, a geographical location of the facility.

Virtual reality environment for catastrophe preparedness and response education

A portable token device is described, the token device useable to request transactions performed over an interchange system. The token device authenticates a user through the use of biometric data such as a fingerprint. When in proximity to a point of sale (POS) terminal, the token device communicates with the POS terminal over a wireless network to authorize a transaction involving the user. The interchange system employs blockchain elements that can be used in a payment apparatus for managing payments or other types of transactions, and for managing user accounts. The interchange system enables users to enroll in the system, and enables the various users' computing devices to be used as confirmation centers for new transactions and/or funds transfers between users.

Token device for distributed ledger based interchange

Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving information of a negotiable instrument, transmitting the information to a distributed ledger system, the distributed ledger system maintaining a blockchain that records transactions associated with a plurality of negotiable instruments, receiving validation information from the distributed ledger system, the validation information indicating that negotiable instrument has not already been accepted, and accepting the first negotiable in response to the validation information.

Identifying negotiable instrument fraud using distributed ledger systems

A system includes at least one processor and at least one memory communicatively coupled to the at least one processor, where the at least one memory stores instructions. When executed by the at least one processor, the instructions are configured to receive death certificate information from a node of a distributed ledger system, determine, a record to be updated based at least in part on the death certificate information, and update the record. The death certificate information and the record are associated with an individual.

Death certificate information processing techniques

Systems and methods for performing netting of business-to-business payments for settlement of running balances between parties are provided. To that end, blockchain infrastructures allow smart contracts that may be suitable for subrogation and netting operations, and the smart contracts that facilitate the operations. Application-programming interfaces (APIs) are provided that may be used to interact with the smart contracts.

Business-to-business netting

Techniques are described for a method of establishing a wireless ad hoc network using a series of wireless relays deployed in a geographical area where an extreme event has occurred. The deployed wireless relays may form a plurality of links between them to form the wireless ad hoc network where each of the wireless relays may serve as node in the wireless ad hoc network. The ad wireless hoc network may provide wireless services to devices within the geographical area. The wireless relays may be deployed to various locations within the geographical area using a plurality of unmanned aerial vehicles (UAVs) that may receive control commands from a relay control device.

Techniques are described for generating a seal that is applicable to an object, and scanning the seal to access encoded data to be used for verifying one or more characteristics of the object. The seal may be applied to a tangible document, such as a document printed on paper. The seal may encode data that is particularly associated with the document. For example, the seal may encode a hash of at least a portion of the information (e.g., text) included in the document. In some instances, the seal may encode a digital version and/or metadata of at least a portion of the information in the document. A scan of the seal may retrieve information useable to verify the authorship, provenance, originality, and/or unaltered contents of the documents. In some instances, the seal may encode information that enables the presentation of hidden information and/or metadata associated with the document.

Growing community of inventors

San Antonio, TX, United States of America

Alexander B Nagelberg