Mastercard International Incorporated

Alain Delperdange

Corey M Hively

Navjot S Sidhu

Mark N Savoye

Kimberly Lewis Peyton

Amyn Mohamed Dhala

Dominique Steenbeek

Gregory Coburn

Benjamin Dessy

Charles Clement-Cottuz

Damien Simon Moubêche

Brad Dickinson

Sophie Zellmeyer

Karen Randell

Susan Rassbach

Aude Pellichero

Laurent Bréchon-Cornery

Tim Mattingly

Amyn Dhala

Timothy Mattingly

Bradley Dickinson

Navjot Sidhu

Corey Hively

A method for fraud control of a transaction account based on geolocation includes: storing, in an account database, an account profile including data related to a transaction account including a first profile rule associated with a first geographic area and a second profile rule associated with a second geographic area different from the first; receiving an authorization request for a first transaction involving a first payment card, the request including a first geographic location; receiving an authorization request for a second transaction involving a second payment card, the request including a second geographic location; determining validation for each authorization request, wherein each is determined to be valid if the geographic location is in a geographic area corresponding to the first geographic area or the second geographic area; and transmitting the determination of validation for each authorization request to a payment network for processing of the associated payment transaction.

Method and system for fraud control based on geolocation

A computer-implemented method is provided for authorizing utilization of a mobility service by a user. The method includes establishing a mobility database with an arbiter, wherein the database is associated with the user and includes biographic data, payment data and identification data, and wherein the identification data represents a legal form of identification issued to the user and the payment data represents a form of payment; validating the form of payment and the legal form of identification; requesting, by the user, utilization of the mobility service from a mobility operator; authenticating, by the user, to the mobility operator; requesting authorization to use the mobility service; and providing an authorization if: (a) the payment data represents sufficient funds to pay for the mobility service, and (b) the identification data represents a legal form of identification required for the mobility service.

Pre-authorisation and pre-authentication method for utilizing mobility services

Growing community of inventors

Jodoigne-Souveraine, Belgium

Alain Delperdange