Paypal, Inc.

Akshay Sanjeevaiah Krishnaiah

Cheng Tian

Michael Charles Todasco

Satish Narayan Govindarajan

Geoffrey William Chatterton

Srivathsan Narasimhan

Carlos Manuel Rivas

Guhan Senguttuvan

Gunabalan Babu

Sandy Godsey

Rohan Baddam

Philip Chuang

Megan Marie O'Neill

Jiri Medlen

Nitin Prabhu

Komalta Rajani

A system or method may be provided to implement dynamic hybrid wallet tokens. The method can includes determining to generate a hybrid wallet token based on a user request for a transaction at a user device. The method includes determining, based on a transaction type of the transaction, non-payment information of a user associated with the user device. The method includes generating a hybrid wallet token for use with a payment account associated with the user, where the generating is based on the authorization token and on the transaction type, the hybrid wallet token comprising information indicating a funding instrument associated with the user, the hybrid wallet token further comprising the non-payment information. The method also includes providing the wallet token to the user device for implementing the transaction.

Systems and methods for implementing hybrid dynamic wallet tokens

There are provided systems and methods for authentication through multiple pathways depending on device capabilities and user requests. A user may wish to utilize some device process, such as unlocking and accessing the device to utilize the device's operating system or access and use of a device application or other module (e.g., a camera). The device may be protected by an authentication profile that includes one or more authentication pathways in order to authenticate the user to use those processes. The device may collect user data using device components, such as biometrics, user movements, environmental factors, or other information. The device may attempt to authenticate the user through one of the authentication pathways. If the collected user data is insufficient for one pathway, another pathway may be used. If the user is authenticated under any pathway, the device may provide access to the correspond process.

Authentication through multiple pathways based on device capabilities and user requests

There are provided systems and methods for user specific data distribution of crowd-sourced data. A user may provide data indicative of an item the user may wish to purchase, for example, through browsing history, entry of the item to a transaction, or other information. A community of users associated with the user, which may include the user or other known or nearby users, may provide real-time data collected by their devices of information that may be relevant to purchase of the item. The information may be passively or actively collected by components of devices for their devices, and may be crowd-sourced so that the community of users may elect to release the information and receive rewards by virtue of their data sharing. The information may be processed to determine a recommendation for purchase, which may be output through a commonly used communication platform for the user.

System, method, and medium for user specific data distribution of crowd-sourced data

The present disclosure is directed to generating cross-platform electronic tokens. First information of a first user associated with a first identity platform is accessed. Second information of a second user associated with a second identity platform is accessed. The second identity platform is different from the first identity platform. The first information and the second information are analyzed to determine whether the first user and the second user are the same person. In response to a determination that the first user and the second user are the same person, a cross-platform electronic token is generated to be used for both the first identity platform and the second identity platform.

Optimizing tokens for identity platforms

There are provided systems and methods for contextual data in augmented reality processing for item recommendations. A first user may provide a recommendation to a second user of an item viewed by the first user through a communication device. The first user may tag the item, for example, through voice input or visual cues while viewing the item at a physical merchant location, or through menu selections within an interface displaying a browsing window of the first user. The first user may provide contextual data that may be used to determine that the first user is recommending the item to the second user, such as voice data that includes an identifier for the second user or visual cues within audiovisual content captured of the item at the physical merchant location. During online browsing, the first user may provide the contextual data through actions, menus selections, and data entry.

Contextual data in augmented reality processing for item recommendations

Method, medium, and system for user specific data distribution of crowd-sourced data

Obtaining information may be increasingly more challenging in modern times. The systems described herein enable a user to have access to one or more data streams. For example, the data stream may include messages from a famous person provided to an online social networking service, where the messages may be limited character messages. Yet, in some instances, the data stream may also include images posted on a blog, videos posted on a social networking service for connecting people, a list of searches and/or search strings by a famous person, and a number of purchase orders by an actress. The systems may also control the user's access to the one or more data streams, possibly limiting the access to portions of the one or more data streams.

System configurations for data stream accessibility

There are provided systems and methods for a predictive engine for online distribution of sensitive transaction processing information. A first user may utilize a communication device to perform transaction processing, which may cause generation of a transaction history, such as a receipt, that documents the transaction. The first user may utilize a service that may post or distribute the transaction history for other users to view, including a second user. In order to preserve the first user's privacy, the service provider may perform predictive analysis of whether the transaction history should be distributed, for example, by hiding the transaction history from the second user if the first user owes the second user money. In further embodiments, the transaction history may be distributed to the second user that would not normally receive the transaction history if it would be of interest to the second user.

Predictive engine for online distribution of sensitive transaction processing information

There are provided systems and methods for image data detection for micro-expression analysis and targeted data services. A user may utilize a communication device, where during use of the communication device, one or more images of the user are captured by the communication device. The image(s) may be analyzed to identify at least one micro-expression of the user during use of the communication device, for example, at a time of performing online purchasing or messaging with other merchants or users. The micro-expression may then be used to determine a user state for the user at the time of use of the communication device, where an action or process may be executed with the communication device in response to the user state. In various embodiments, a service provider may be utilized to determine the user's state based on the micro-expression and execute an action based on the user's state.

Image data detection for micro-expression analysis and targeted data services

Various systems, mediums, and methods herein describe a computing system that includes a tilt sensor and a transceiver. The system is configured to determine one or more tilts of the system detected by the tilt sensor. The system is also configured to determine a scan interval and a rest interval based on the one or more tilts detected. The system is also configured to provide scanning power to cause a transceiver of the system to scan an environment for one or more signals of interest based on the scan interval and the rest interval. As such, the one or more signals may be identified from the scan of the environment.

Growing community of inventors

San Jose, CA, United States of America

Akshay Sanjeevaiah Krishnaiah