Jpmorgan Chase Bank, N.a.

Akshay Karnawat

Somnath Choudhuri

Liang Zhou

Prashant K Dhingra

Riti Singhal

Christopher J Leasor

Rakesh Pathak

Hong Ji

Parambir S Mudhar

Song Ting Ceng

Jiangling Wang

James Kaczmarczyk

Shailender Singh

Various methods, apparatuses/systems, and media for implementing a payment application module for searching billets are disclosed. A plurality of data sources include customer profile data, customer payment history data, biller information data, and biller directory data. A processor operatively coupled to the plurality of data sources via a communication network builds a customer profile service area popularity model based on the customer profile data, customer payment history data, biller information data, and biller directory data; receives search query data for searching a biller; builds a biller search machine learning model to optimize weights applied to the search query data; and ranks search results by utilizing the machine learning model in response to the search query data.

System and method for searching billers with service area popularity model and machine learning

Growing community of inventors

Palisades Park, NJ, United States of America

Akshay Karnawat