Wells Fargo Bank, N.a.

Bank of America Corporation

Akiva D Kates

Joseph Benjamin Castinado

Teresa Lynn Rench

John Andrew Chuprevich

Ray G Redwood

Rob Oddy

Eric M Huitger

Brandon Matthew Castagna

Tambra Nichols

Daniel Sanford

Christopher James Williams

Tracey A Mochnal

Laura B Yeager

Hampton B Castleberry

Jack Vaalburg

Kay Griep

Robert Foote

Balin Kiva Brandt

Various examples are directed to systems and methods for interfacing a computing system to a human user. For example, a computing system may provide a graphical user interface at a display of a user computing device. The user interface may include a positive financial profile indicator at a first position on the display; a negative financial profile indicator at a second position on the display opposite the positive financial profile indicator; and a user financial profile indicator describing a user, the user financial profile indicator positioned between the positive financial profile indicator and the negative financial profile indicator. The computing system may receive user transaction data describing a financial transaction. The computing system may determine that the financial transaction worsens a financial profile of the user. The computing system may also modify the user interface to orient the user financial profile indicator towards the negative financial profile indicator.

User interface for interfacing with human users

Various examples are directed to systems and methods for interfacing a computing system to a human user. For example, a graphical user interface may be provided to a user. The graphical user interface comprises a holding shape and a first income source shape indicating a first income source. The holding shape comprises a filled portion having a first filled portion level indicating a first holding balance of an account of the user. A first deposit shape may be moved from the first income source shape towards the filled portion of the holding shape. The first deposit shape may indicate a first deposit to the account from the first income source. The filled portion may be resized to a second filled portion level indicating a second holding balance of the account after the first deposit.

User interface for tracking deposits and expenses

Various examples are directed to systems and methods for interfacing a computing system to a human user. For example, a computing system may provide a graphical user interface at a display of a user computing device. The graphical user interface may include a positive financial profile indicator at a first position on the display; a negative financial profile indicator at a second position on the display opposite the positive financial profile indicator; and a user financial profile indicator describing a user, the user financial profile indicator positioned between the positive financial profile indicator and the negative financial profile indicator. The computing system may receive user transaction data describing a financial transaction of the user. The computing system may determine that the financial transaction worsens a financial profile of the user. The computing system may also modify the user interface to orient the user financial profile indicator towards the negative financial profile indicator.

Various examples are directed to systems and methods for interfacing a computing system to a plurality of users. A computing system may access goal data describing a financial goal and user data describing a first user associated with the financial goal and a second user associated with the financial goal. The computing system may determine a portion of a first user account associated with the first user that is allocated to the financial goal and a portion of a second user account associated with the second user that is allocated to the financial goal. The computing system may generate a graphical user interface and send the graphical user interface to a first user computing device associated with the first user and to a second user computing device associated with the second user.

User interface for interfacing with multiple human users

Aspects of the disclosure relate to multicomputer processing of client device request data using a centralized event orchestrator and a dynamic endpoint engine. A computing platform may receive, from a client computing device, event definition information defining an event. Subsequently, the computing platform may receive, from a recipient computing device associated with the event, a request for a recipient-selection user interface, and may determine that a dynamic endpoint option is available for a user of the recipient computing device. Thereafter, the computing platform may send, to the recipient computing device, a delivery selection user interface that includes a user-selectable option that, when invoked, causes the computing platform to create a new endpoint. The computing platform may receive delivery selection information from the recipient computing device, and may generate and send one or more event orchestration commands directing an event processor to execute one or more actions associated with the event.

Multicomputer processing of client device request data using centralized event orchestrator and dynamic endpoint engine

Aspects of the disclosure relate to multicomputer processing of an event authentication request with centralized event orchestration. A computing platform may receive a request to authenticate an event. Subsequently, the computing platform may generate a first authentication dataset and receive a second authentication dataset. Then, the computing platform may calculate unauthorized access likelihood scores based on the first and second authentication datasets. Thereafter, the computing platform may calculate an event security score based on the unauthorized access likelihood scores. Subsequently, the computing platform may generate first event authentication commands. Next, the computing platform may send the first event authentication commands to an unauthorized access computing device. Then, the computing platform may receive a result of an unauthorized access analysis. Subsequently, the computing platform may generate, based on the result of the unauthorized access analysis, second event authentication commands. Thereafter, the computing platform may send the second event authentication commands.

Multicomputer processing of an event authentication request with centralized event orchestration

Aspects of the disclosure relate to multicomputer processing of client device request data using a centralized event orchestrator and a link discovery engine. A computing platform may receive event definition information defining an event. Subsequently, the computing platform may receive a request for a recipient-selection user interface. The computing platform may mine alias data associated with a unique alias linked to a recipient computing device and may generate one or more relational user interface elements having relational content mined from the alias data. Then, the computing platform may send a delivery selection user interface having the one or more relational user interface elements to the recipient computing device. The computing platform may receive delivery selection information from the recipient computing device and may generate and send one or more event orchestration commands directing an event processor to execute one or more actions associated with the event.

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Charlotte, NC, United States of America

Akiva D Kates