Walker Digital, LLC

Inventor Holdings, LLC

Adam Stevenson

Magdalena Mik Fincham

Andrew Stephen Van Luchene

Russell Pratt Sammon

Jay S Walker

James Jorasch

Geoffrey M Gelman

Andrew P Golden

Michiko Kobayashi

Michiko Koyabashi

A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription may be established after receiving information that identifies a product. Terms of a subscription for the product are established, such as a frequency and a duration of the subscription.

Method and apparatus for managing subscriptions

A system and method for conducting conditional payments includes receiving an application for a financial account and an authorization to credit an amount to the financial account. Information identifying a substitute collection technique is also received. The transaction is then finalized after receipt of both the application for the financial account and the authorization. The transaction can be finalized in several different ways, depending upon whether the application is approved or rejected. For example, if the application is approved, the transaction can be finalized by crediting the financial account by a first amount, which may represent, for example, the price of an item sold by a seller plus an incentive amount. If, however, the application is rejected, the transaction can be finalized by changing a second amount, without the incentive, to collection technique.

Method and apparatus for conditional payment to a seller

A subscription system allows a customer to establish a subscription to a product with one or more retailers (e.g., by establishing the subscription through a controller or central system). In one embodiment, a subscription is established by receiving a request to establish a subscription and receiving information that identifies a product. Terms of a subscription for the product are established. The established subscription is identified by a redemption identifier which is communicated to the customer. It is also determined whether the customer is complying with a frequency of the subscription.

A subscription system allows a customer to establish a subscription to a product with any of a number of retailers by establishing the subscription through a controller or central system. In one embodiment, a subscription is established by first receiving information identifying a customer and a product. At least one retailer which offers the product is then identified, and terms of a subscription for the product are established. The established subscription is identified by a redemption identifier which is communicated to the customer. The customer is then able to redeem subscription products at the retailer by identifying the subscription using the redemption identifier.

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Solana Beach, CA, United States of America

Adam Stevenson