Bank of America Corporation

Abdulkader Omar Barbir

Radu Marian

Cynthia Ann Frick

Rakesh Radhakrishnan

Rajat P Badhwar

Lawrence Robert Labella

John H Kling

Ronald Wayne Ritchey

Davindar S Gill

Eileen D Bridges

Craig Worstell

Dominique Nguyen

A data model for managing identity and access management (IAM) data implemented at an electronic database may include a set of logical resource elements, a set of physical resource elements, and a set of access requests elements that respectively model logical resources, physical resources, and access requests received at an access request manager of an enterprise. The physical resource elements may be respectively associated with the logical resource elements such that access rights for the physical resources may be obtained based on a logical resource specified in the access request. A system for managing IAM may include a mapping module configured to transform heterogeneous IAM data provided by a plurality of IAM data sources into homogeneous IAM data formatted according to the common IAM data format. A data store may implement the IAM data model such that the data store is configured to store the homogeneous IAM data.

Common data model for identity access management data

Aspects of the present disclosure are directed to methods and systems for securing mobile computing applications with distributed keys. In one aspect, a computer implemented method or computer readable media include steps electronically receiving, at a computer processor of a computing device, a first security key fragment based on a user input to the computing device; electronically receiving, at the computer processor, a second security key fragment from a network connected storage entity; and electronically concatenating, at the computer processor, the first security key fragment and the second security key fragment to generate a third security key.

Method of securing mobile applications using distributed keys

Aspects of the present disclosure pertain to system and method of securing mobile devices using virtual certificates at a computer processor. A method may include receiving a request for access to a computer network associated with a computing device to an application associated with a network connected server processor; electronically receiving, at the server processor, a first security key fragment from the computing device; the first security key fragment being paired with a verifier key fragment unknown to the computing device; generating a conditional seed key fragment at the server processor associated with the verifier key fragment; comparing a first hash parameter to a second hash parameter at the server processor; transmitting, at the server processor, a session security key for enabling network access to the application associated with the server processor.

Secure remote password

According to one embodiment, an apparatus may store a first and second subject token that indicate a first authentication method performed by the user and a second authentication method performed by the user respectively. The apparatus may detect at least one new subject token indicating at least one different authentication method performed by the user. The apparatus may then determine that a particular combination of subject tokens in the first subject token, second subject token, and the at least one new subject token indicates a privilege should be granted to the user, and facilitate the granting of the privilege to the user.

Method and apparatus for token-based combining of authentication methods

According to one embodiment, an apparatus may store a plurality of tokens indicating a user is accessing a resource over a network. The plurality of tokens may include a risk token indicating a risk associated with access by the user to the resource. The apparatus may detect a token indicating a change associated with accessing the resource, and determine that the change triggers a risk update. The apparatus may then generate a dataset token that represents the risk token and the token indicating the change, and communicate the dataset token to a token provider to perform the risk update. The apparatus may then receive a recomputed risk token representing an updated risk. The updated risk may indicate the risk associated with continuing access to the resource with the change.

Method and apparatus for token-based real-time risk updating

Methods, computer-readable media, and apparatuses are disclosed for storing and utilizing state information for service providers. In one aspect of the invention, the methods, processes, or apparatus may include one or more of the following steps: 1) storing state information on a vault; 2) requesting state information on the vault from a receiving party and a device and providing identification to the vault; 3) authenticating and certifying the request from the receiving party; 4) providing the state information to the receiving party; 5) using the state information on the device; and 6) returning the state information to the vault. An additional aspect of the invention provides a method and/or process for storing and utilizing web-based cookies on a cloud environment for service providers.

Methods and processes for storing and utilizing state information for service providers

A system for managing an enterprise concept dictionary may include an electronic master dictionary and electronic local dictionaries. The master dictionary may include concept entries respectively associated with concept identifiers and with one or more concept definitions. The local dictionaries may include one or more of the concept identifiers of the master dictionary. A dictionary management module may be in signal communication with the master dictionary and the local dictionaries. The dictionary management module may be configured to query the master dictionary for a concept entry that corresponds to a concept associated with a modeling component. If a concept entry is found, the concept identifier may be provided. If a concept entry is not found, a new concept entry may be added to the master dictionary. A notification module may be in signal communication with the master dictionary and automatically provide notification when a concept entry is added or updated.

Enterprise concept definition management

According to one embodiment, an apparatus may store: a hard token representing identification information of the device, a network token representing the status of a network, and a resource token representing information associated with a resource. The apparatus may further store secured copies of the hard token, network token, and resource token. The apparatus may receive a suspect token indicating a risk that at least one of the device, the network, and the resource has been tampered, and in response, determine to inspect at least one of the hard token, network token, and resource token. The apparatus may then compare the at least one of the hard token, network token, and resource token with its corresponding secured copy. If at least one of those tokens does not match its corresponding secured copy, the apparatus may communicate a revalidation token indicating at least one token has been tampered.

Method and apparatus for token-based tamper detection

According to one embodiment, an apparatus may store a plurality of tokens. The plurality of tokens may include a plurality of risk tokens. Each risk token may represent a risk rating. The risk rating may be a numerical value indicating a risk associated with granting a particular user access to a particular resource. The apparatus may identify a set of related risk tokens in the plurality of risk tokens, and generate a composite risk token that represents an arithmetic combination of the risk ratings represented by the set of related risk tokens. The apparatus may then use the composite risk token to facilitate the making of an access decision.

Method and apparatus for token-based combining of risk ratings

According to one embodiment, an apparatus may store a plurality of tokens indicating that a user is attempting to access a resource. The apparatus may determine an authorization level for the user based at least in part upon the plurality of tokens. The authorization level may indicate whether the user is authorized to access the resource. The apparatus may then determine a related resource that shares a relationship with the resource, and determine that the authorization level indicates that the user is authorized to access the related resource. The apparatus may then communicate a decision token indicating that the user is authorized to access the resource and the related resource.

Method and apparatus for token-based access of related resources

Methods and systems are described herein for performing attribute authentication for use by a relying party in providing access to a resource as requested by a user. Attribute authentication may be performed entirely by a single identity service provider, or by multiple identity service providers each authenticating a subset of a plurality of user attributes, such as name, address, phone, email, and the like. Each attribute may be authenticated with a level of assurance. Levels of assurance may vary from attribute to attribute. Different levels of assurance may be required for different attributes before the relying party may grant access to the user-desired resource. An authentication broker may act as a registry or broker of identity service providers, and may store information usable by relying parties to establish a trust relationship with a particular identity service provider on demand, as needed by a relying party.

Identity attribute exchange and validation broker

Identity attribute exchange and validation ecosystem

According to one embodiment, an apparatus may monitor a session that facilitates the processing of a transaction. The transaction may represent an action taken against a resource during the session. The apparatus may determine that the transaction qualifies for additional monitoring, and in response, generate a tag. The tag may be unique to the transaction. The apparatus may then associate the tag with the transaction to facilitate tracing of the transaction. The apparatus may then trace the transaction during the processing of the transaction by following the tag, and communicate a message to transfer the transaction to an isolated processing unit. The isolated processing unit processes the transaction in isolation.

Method and apparatus for token-based transaction tagging

According to one embodiment, an apparatus may store a plurality of tokens indicating a user is requesting access to a resource over a network. The apparatus may determine a condition associated with accessing the resource based on the plurality of tokens. The condition may be determined in addition to a determination to grant or deny access to the resource. The condition may include an obligation to be fulfilled and a message providing instruction regarding how to fulfill the obligation. The apparatus may generate a decision token representing the condition, and communicate the decision token to a resource provider to facilitate enforcement of the condition.

Method and apparatus for token-based conditioning

According to one embodiment, an apparatus may receive a first data token indicating a request for data associated with the resource, a subject token indicating that at least one form of authentication has been completed, and a network token indicating that at least one form of encryption has been performed. The apparatus may determine at least one token-based rule based at least in part upon the first data token, the subject token, and the network token. The apparatus may determine, based at least in part upon the at least one token-based rule, that a second data token representing the data should be generated. The apparatus may generate a message indicating the determination that the second data token should be generated and then transmit the message.

Growing community of inventors

Ottawa, Canada

Abdulkader Omar Barbir