Aetna Inc.

Abbie Barbir

Salil Kumar Jain

Derek Swift

Erick Verry

Cisa Kurian

Amy Ulrich

Sylvan Tran

John Poirier, Iv

Alan Bachmann

Jayavardhan N Marehalli

Victoria L Garstka

John Poirier

Jay Marehalli

Abhishek Tennarangam

In some instances, a method for verifying communication paths is provided. The method comprises: obtaining, from a first user device, a request to access content associated with a relying party system, wherein the request indicates user credentials and a first session identifier (ID); obtaining one or more quick response (QR) codes and a second session ID associated with a first QR code of the one or more QR codes, wherein the relying party system generates and provides the first QR code to the first user device; and verifying the first session ID and the second session ID, wherein the relying party system grants the first user device access to the requested content based on the verification.

Systems and methods for verifying or ensuring communication paths

A method for authenticating a user is provided. The method comprises: providing first biometric enrollment data of the user to a first enrollment system of a plurality of enrollment systems; receiving a first enrollment identifier identifying the first enrollment system; storing the first enrollment identifier identifying the first enrollment system into a digital wallet of the user; in response to a request to access content on a relying party system, providing a biometric marker of the user and the first enrollment identifier from the digital wallet of the user to the relying party system; based on the relying party system identifying the first enrollment system using the first enrollment identifier and verifying the biometric marker of the user with the first enrollment system, accessing the requested content associated with the relying party system.

Systems and methods for using identifiers of enrollment systems for user authentication

Embodiments of the disclosure provide a method for enhancing standard authentication systems to include risk-based decisions. Risk-based decisions can be selectively implemented within existing authentication systems to strategically modify and supplement security if an unacceptable risk is detected. Embodiments capture information pertaining to a user and user device. Information is stored to create a profile for the user and user device. A comparison between the stored information and live data can be performed within authentication systems to optimize security. If the results of the comparison demonstrate the presence of an acceptable risk, then the need for subsequent authentication can be reduced or eliminated, which improves a user experience.

Incorporating risk-based decision in standard authentication and authorization systems

In some instances, a method for authenticating a user using key pair authentication is provided. The method comprises enrolling the user into key pair authentication by generating a private and public key pair for an authentication domain, accessing the content on the first domain based on enrolling the user into the key pair authentication with a key pair authentication server using the private and public key pair for the authentication domain, requesting access for different content on a second domain, based on enrolling the user into the key pair authentication for the first domain, redirecting a browser from the second domain to the authentication domain, and accessing the different content on the second domain based on performing the key pair authentication with the key pair authentication server using the private and public key pair for the authentication domain.

Systems and methods for device binding across multiple domains using an authentication domain

Embodiments of the disclosure provide a method of establishing a user profile using multiple channels. Embodiments allow compatibility of the user profile across several authentication systems. The user profile is created upon registration and is updated with attributes after authenticating and authorizing the user according to a pre-defined assurance level. The user profile contains attributes pertaining to the user and user device. The attributes can be analyzed by authentication systems to optimize data security.

System and methods to establish user profile using multiple channels

Embodiments of the disclosure provide a method of incorporating multiple authentication systems and protocols. The types of authentication systems and protocols can vary based on desired assurance levels. A Centralized Authentication System together with an authentication policy dictates acceptable authentication systems. Authorization data for each authorization system are captured and packaged into a single Object Data Structure. The authorization data can be compared to data stored in an identity store for authentication. The authorization data can also be used for user and device registration and for transferring an authentication or registration token from a previously authenticated and registered device to a new device.

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Ogdensburg, NY, United States of America

Abbie Barbir