Modopayments, LLC

Raytheon Company

Aaron Wilkinson

Bruce Parker

Gregory W Harvey

Michael Menefee

Matthew R Leavenworth

David S Sink

Ralf Erich Schulz

Jon Buell

Jason Fisher

Mark S Saum

Bion J Oren

Colm Bergin

Samuel N Brown

A system and method are described for a COIN-based payment event data management system. The COIN can provide a consolidated source of accounting for all parties to a transaction by providing for multi-directional translation, resolution, accounting and other functions. A COIN server can interface with buyers and sellers, requestors and debtors, and other parties. The COIN server can communicate with different API's of various parties. Functionality can include means of analyzing payment and transaction behavior.

COIN operated digital payments hub

A system for combining a payment mechanism with an offer to a consumer is described. The system includes a virtual payment account number generation engine to generate virtual payment account numbers that can be used by a consumer in a payment transaction at a merchant, the virtual payment account number generation service also operable to take a portion of the virtual payment account number and send it as a checkout code to a consumer using the consumer's mobile device, and an offer generation engine used to set rules for an offer to be sent to consumers, create a fund for the offer, and determine individual consumer's eligibility for the offer. The offer is associated with the checkout code such that the offer is processed as part of the payment during the payment transaction using the virtual payment account number.

System and method for managing merchant-consumer interactions

A system and method are described for a COIN-based payment event data management system. The COIN can provide a consolidated source of accounting for all parties to a transaction by providing for multi-directional translation, resolution, accounting and other functions. A COIN server can interface with buyers and sellers, requesters and debtors, and other parties. The COIN server can communicate with different API's of various parties. Functionality can include means of analyzing payment and transaction behavior.

Systems and methods are described for incorporating electronic benefit transfer (EBT) systems into a secure, mobile, and electronic payment processing system. Existing EBT systems capture data regarding a purchase. This record keeping functionality can be harnessed to provide retailers and marketers with data regarding marketing efforts, coupon use, and more. A mobile device can be used to interact with a presence detection system. Coupons or payment information can be received at a mobile device, and payments can be carried out between a mobile device and a points of sale (POS).

Payment processing using electronic benefit transfer (EBT) system

According to one embodiment, a computer display pointer device includes an image processor coupled to a display and a video camera. The display is configured to be worn by a user and display a computer image over a portion of the user's field-of-view. The video camera is operable to be worn by the user and boresighted to a field-of-view of the user. The image processor receives a video signal from the video camera that includes an image of a pointer element configured on a hand of the user, determines a position of the pointer element according to the received video image, and moves a cursor on the display according to the position of the pointer element.

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Plano, TX, United States of America

Aaron Wilkinson