Retailmenot, Inc.

Aaron Dragushan

Shaun Dubuque

Provided is a process of classifying ambient signals to reduce fraudulent use of information, the process including: receiving, with the mobile computing device, from a remote server, balance-access information by which a stored value card balance can be spent at a point of sale terminal; storing, with the mobile computing device, the balance-access information; sensing, with one or more sensors of a mobile computing device, ambient signals; classifying the ambient signals as indicating the user is in a retail establishment; and in response to the classification, displaying, on a display screen of the mobile computing device, the balance-access information, such that the balance-access information can be input to a point-of-sale terminal.

Modulating mobile-device displays based on ambient signals to reduce the likelihood of fraud

Provided is a process including: receiving a stored value card from a first computing device and a first geolocation of the first computing device, the first computing device having balance access information of the stored value card; receiving a request for a stored value card from a second computing device at a second geolocation; determining to not send the stored value card to the second computing device as a result of the second geolocation being within a threshold geographic distance to the first geolocation; receiving another request for a stored value card from a third computing device at a third geolocation; and determining to send the stored value card to the third computing device as a result of the third geolocation not being within the threshold geographic distance to the first geolocation; and sending balance-access information of the stored value card to the third computing device.

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Austin, TX, United States of America

Aaron Dragushan